START WITH THE REQUIREMENT
Find the bonding path that fits your situation
A surety bond is a three-party agreement among the principal, obligee and surety. Unlike a traditional insurance policy, surety underwriting evaluates the principal’s ability to meet the underlying obligation. TBG helps contractors understand the requirement, organize the information and communicate the request clearly.
Contract Surety
Bid, performance, payment, supply, maintenance, subdivision/site improvement, retainage and advance payment bonds.
Learn About Contract Surety →Commercial Surety
License and permit, court, fiduciary, regulatory, business-service and other commercial bond requirements.
Learn About Commercial Surety →SBA Bond Support
Guidance for eligible small and emerging contractors exploring an SBA-supported surety pathway.
Explore SBA Support →MHIC Bonds
Support for Maryland contractors navigating applicable Home Improvement Commission bond requirements.
Explore MHIC Bonds →Hensel Phelps Bond Assistance Program
A contractor-focused program for participating firms that need help understanding bonding expectations and preparing for surety review.
View Program Details →THE TBG APPROACH
No-nonsense guidance for contractor growth
Face challenges directly
Identify problems early rather than glossing over issues that may matter to underwriting.
Advocate for contractors
Bring a positive, contractor-focused approach to surety relationships.
Grow in the right direction
Consider the long-term effect of bonding decisions on the contractor’s work program.
Break down barriers
Help small and emerging businesses understand pathways that may expand access to bonding.
HOW THE PROCESS WORKS
A clear first step, followed by what the request actually needs
- 1Start with a short inquiry
Tell us who you are, the bond type and the project or obligation involved.
- 2TBG reviews the basics
We identify the likely path and immediate questions.
- 3Gather what matters
Additional documents are requested when relevant to the review.
- 4Surety review
The underwriter evaluates the submission and may ask follow-up questions.
- 5Understand the next step
TBG communicates the response and helps the contractor understand what comes next.
Not sure which bond path applies?
Start with a short inquiry and TBG can help identify the appropriate next step.